Antique Car Insurance Fresno California CA

Reader’s Question:

How do I go about finding auto insurance for antique car in Fresno California CA?

Gary

Fresno, CA

I suggest you verify first how the state of California defines ‘antique car’. This definition may vary from one state to another state. In most of the 50 states though, a vehicle is considered antique if it is over 30 years old. It will be worthwhile to know that most cars are really meant to have a life of about 10-15 years. Once the car reaches the 30 year mark, it will be considered ‘antique’. Collecting antique cars can be a very popular hobby not only in the U.S. but also in many other countries. Since antique cars are rarely ever driven, it might be very impractical to insure an antique car with traditional car insurance policy. Insuring and antique car is very much like insuring a normal vehicle, but you might find it very rare to find auto insurance for antique car in California CA.

If you get to find one, your car insurer in CA will usually try to determine your car’s value by hiring an appraiser to view your vehicle. Most of the time, auto insurance companies use the blue book value. Assessing your antique car’s value is important to be determined before you are given auto insurance coverage by any car insurance company because this will predetermine the risk factors of the car insurer. Antique car insurance may be given to you in three types: stated value insurance, agreed value insurance, or cash value insurance.

I suggest you shop around for these types by foot or online. I highly recommend online shopping which you can easily do at the comforts of your home or office. Websites like this one can route you to comparison charts for auto insurance quotes in your area. All you need to do is to type your zip code on the relevant space found on this page.

Tags: antique car insurance, car collection insurance, luxury car insurance