Auto Insurance Rate California CA
Reader’s Question:
Is car insurance higher for age 55 than for whose age is 35?
Albert
Fontana, CA
Age is one of the unconrollable factors that may affect your car insurance rates. Other uncontrollable factors are gender and marital status. There are also those factors that are controllable like type of the car being driven and the driving record.
Normally, teens and those whose age is below 25 are considered to be at high risked drivers so this group is likely to have higher insurance rates.
Some insurance providers consider age 55 as a safe group while others don’t because of the ability to drive safely may decrease. Usually, though, there is no major difference in the car insurance rates between age 35 and 55. Some insurance companies allow older drivers to take a driving test, which is approved by the state, to prove that they are safe drivers that will save them from paying higher insurance rates.
In general, it will still depend upon the insurance company whether age will be considered as a factor in determining the rates of insurance. You may want to check this matter with your California insurance agent.
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