Life Insurance San Diego California CA
Reader’s question:
My husband recently had a heart attack which gives me and my family a very sad time. It was minor but unnerving, although he is already on the road to recovery. Is there any chance he could purchase life insurance in San Diego, California CA?
Charlotte
San Diego California CA
Advances in the treatment of heart disease are astounding and I am sure your husband will cope. These days, life insurance companies in San Diego, California CA are still careful with patients with a history of heart disease. There is normally a waiting period before a policy can be acquired by anyone who has a pre existing medical condition. This time should be used by your husband to speed the recovery. Establish a good exercise program, take the prescribed medications regularly and refine the diet. See the attending physician regularly and I am sure that as the condition improves, life insurance will become available at fairly reasonable rates.
Two years is a reasonable time to wait before applying and it will be apt for you to consult the life insurance carrier. Based on your husband’s health progress, company policies will vary in San Diego, California CA. When you apply for life insurance, questions will be asked about existing conditions, so better make sure to answer all questions truthfully. You do not want his life insurance to be cancelled if you conceal any information pertainign his health.
Make sure you track and record your husband’s progress with his recovery as this is very valuable when acquiring reasonable premium rates for his new life insurance. On your application, list all the preventive steps taken since life insurance companies in San Diego, California CA would like this kind of information. Assure your husband that the coverage is out there and he also should be patient and take care of himself.
Tags: life insurance, life insurance application, life insurance benefits
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