SR22 California
Reader’s Question:
How do I file for an SR22 California Certificate? I really need to get my license reinstated for my job but I don’t know what to do!
Ronwald
Napa, CA
Good question. California, like most states that have enacted Financial responsibility laws, requires drivers who got their driving privileges suspended to file an SR22 form, which serves as proof that they carry enough financial capability (in the form of auto insurance coverage) to pay damages done to properties, as well as injuries inflicted upon individuals, for causing a car accident or collision. This form acts as assurance that those who exhibit risky driving behaviors, or has had a poor driving history, are obligated to carry insurance for everyone’s (drivers and pedestrians) mutual protection.
A proper SR22 California Certificate can only be filed by an authorized auto insurance provider. So the very first thing you need to do is find a suitable insurance carrier to do this for you. Once you find one and buy the appropriate levels of coverage, the carrier will then forward the SR22 form to notify your states Department of Motor Vehicles (DMV) so that you an facilitate the process of getting your driving privileges back. You will then need to maintain continuous coverage for a period of two years and maintain a clean driving record.
Looking for providers to help you get SR22 insurance in California? We recommend using the free SR22 insurance search tool found on this website to get a listing of all carriers available in your area, as well as timely and accurate quote offers which you can use to compare for the best rates.
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