Vehicle Insurance Company Pasadena California CA
Reader’s Question:
Somebody told me that if you are in an accident and you have a child in a car seat the insurance carrier will have to buy a new car seat for your child. Is this correct? We live in Pasadena, California.
Jane
Pasadena, CA
Yes, it may be true that your child’s car seat can be replaced as part of your auto insurance claim in Pasadena, California.
Insurance carrier’s guidelines and policy terms differ so if the accident was major enough then you should request that the car seat be replaced. Whether your car insurance claim will cover the replacement car seat cost will then be up to the terms of your car insurance policy and state laws.
According to the National Highway Traffic Safety Administration (NHTSA) child safety seats be replaced following a moderate or severe crash in order to ensure a continued high level of crash protection for child passengers. Plus the manufacturer of your child’s car seat should have on their site facts about when they believe a car seat should be replaced after an accident.
In California, liability insurance must cover replacement of car seats involved in an accident. Car seats that were damaged in an accident may be taken to the California Highway Patrol.
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